10 Best AI Tools for Personal Finance in 2025 (FREE) Managing personal finances has never been easier, thanks to the growing array of AI tools available. With advanced algorithms and data-driven insights, these tools help you budget better, save smarter, and invest wisely. Best of all, many of these AI-powered tools are free! Here’s a look at the top 10 AI tools for personal finance in 2025 that can help you make the most of your money. 1. Mint AI Mint has been a favorite for budgeting, and in 2025, its AI capabilities make it more powerful than ever. The tool analyzes your spending habits, suggests budget tweaks, and offers personalized financial advice. Mint’s AI-powered notifications help you avoid overspending and meet your savings goals effortlessly. 2. Albert Genius Albert Genius combines budgeting, saving, and investing with the power of AI. It acts as a financial advisor in your pocket, providing personalized insights and even suggesting better ways to save and invest. Wit...